I want to have rates that are competitive, but at the same time I don't want to undercharge and cut myself short. I am just struggling with how to find that happy medium. How do you create a billing rate that is enough to cover the costs of overhead (supplies, rent, bills, etc.), enough to pay myself and still able to put money back into the business, and yet stay competitive with other companies who do the same thing? Most of the things I will be doing will be at an hourly rate, but then there are a few things that I can do with a flat rate with the understanding that any extra costs will be added.